Overview Dashboard
Real-time financial performance and cash flow tracking.
Welcome to Your Biz Dashboard
The elegant, zero-friction financial hub designed specifically for small business owners, creative entrepreneurs, and independent professionals. Manage income, deductible expenses, IRS Schedule C inventory, mileage, and invoices—with complete privacy.
100% Client-Side Privacy Guarantee
Your financial records never leave this computer. All data is saved in your browser's private storage (IndexedDB). Your data lives in this browser on this device. Use the same browser each time, keep this file in a fixed folder, and download a backup weekly. No external server, no subscription lock-in, and full offline functionality anytime you need it.
How to Get the Most Out of Your Dashboard
Customize Settings
Select your local currency ($ / £ / € / CAD / AUD / ¥), set your estimated tax %, and edit income/expense categories.
Log Daily Flow
Record client income and business expenses. Filter by month or category to track cash flow effortlessly.
- Desktop Folder Method: Save receipt photos/invoices in a local folder or cloud drive, then enter the file name (e.g. "IMG-001.jpg") or URL in the Receipt Ref field for instant, lightweight tax records.
Inventory & Mileage
IRS Schedule C Part III compliant COGS tracker + standard business mileage deduction calculator. Defaults to the IRS standard business rate for the trip date (US). Verify current rates at irs.gov.
Tax & Invoices
View estimated tax reserves, discrete tax records, and generate clean printable PDF invoices.
Master Module Directory
Monthly Dashboard
Visual KPIs, charts & category breakdowns
Annual Overview
12-month matrix & annual trendlines
Income Tracker
Revenue streams & sales tax collected
Expense Tracker
Vendor costs, tax paid & write-offs
Fund Movements
Capital contributions, draws & transfers
Inventory Worksheet
Decoupled inventory & Schedule C COGS
Mileage Log
IRS standard business deduction records
Tax Records & Reserve
Tax collection breakdown & reserve estimate
Invoice Generator
Professional PDF export ready invoices
Setup & Settings
Currencies, CSV export, and JSON backups
Ledger Backup & Disaster Recovery Guide
Your ledger runs entirely inside your browser with zero external servers. Learn how to safeguard your business financial data, migrate between computers, and perform reliable restorations.
JSON Database vs. CSV Spreadsheets
Choosing the right file format for your needs
Contains your complete financial state: all income, expenses, refunds, fund movements, inventory worksheets, mileage logs, saved invoice drafts, categories, and business settings. Only JSON files can be restored into this application.
Formatted tabular exports intended for Microsoft Excel, Google Sheets, or your tax preparer. CSV files are read-only spreadsheets and cannot be restored into the software as a database snapshot.
Safe Restoration Workflow
Built-in protections against accidental overwrites
- Pre-Commit Validation: When you select a backup file, the system validates its structure and security before touching your current records.
- Inspection Preview Modal: A preview dialog displays the backup’s business name, currency, record counts, and schema version for your review.
- Pre-Restore Safety Snapshot: The app offers to download a safety backup of your existing ledger before executing any replacement.
- Atomic Commit: Restores execute in a single atomic storage transaction. If any error occurs, your existing books remain 100% untouched.
Important Precautions & Browser Behavior
Do not use Incognito or Private Browsing for active bookkeeping. Web browsers automatically delete all local storage when private windows close.
Browser storage does not sync automatically across different browsers or devices. To move your ledger, download a JSON backup and restore it on the target machine.
Export a JSON backup weekly or after heavy bookkeeping sessions. Store backups in your Google Drive, Dropbox, iCloud, or a local external folder.
Biz Dashboard
Private, offline bookkeeping for one small business
System Architecture & Privacy
- Zero Cloud Telemetry: No remote servers, analytics trackers, or user tracking scripts.
- Atomic Client-Side Storage: IndexedDB transactional storage with CAS concurrency guards.
- Self-Contained Offline Operation: Inlined styles and scripts—zero runtime CDN network requests required.
- Spreadsheet Formula Security: Text columns escaped against formula macro injection on export.
Scope & Product Boundaries
- Cash-Basis Bookkeeping: Designed for recording actual cash inflows and disbursements.
- Single Base Currency: Every ledger operates in one chosen base currency.
- Decoupled Tools: Schedule C Inventory COGS and vehicle mileage logs are tracked separately.
- Tax Reserve Reference: Estimated tax reserve is a planning metric, not a statutory tax return engine.
Immediately re-renders all charts, tables, and currency tags across the entire app.
Company Information (For Invoices)
Add your local/global payment channels (e.g., Monzo, Venmo, Alipay) to use in dropdowns.
Export complete JSON backups of your financial records, or export CSV spreadsheets to import directly into Excel or Google Sheets.
| Date | Source / Customer | Type | Category | Account | Sales (before Tax) | Tax Recorded | Notes & Ref | Actions |
|---|---|---|---|---|---|---|---|---|
| Visible Net Total: | $0.00 | $0.00 | ||||||
| Date | Vendor / Payee | Type | Category | Method | Expense (before Tax) | Tax Paid | Total Cost | Notes & Ref | Actions |
|---|---|---|---|---|---|---|---|---|---|
| Column Totals (visible rows): | $0.00 | $0.00 | $0.00 | ||||||
| Deductible business expenses: $0.00 $0.00 | |||||||||
Capital contributions, owner draws, account transfers, credit card payments, and tax disbursements. These movements are strictly excluded from your operating sales revenue and business expenses.
| Date | Movement Type | From Account | To Account / Payee | Amount | Notes & Ref | Actions |
|---|---|---|---|---|---|---|
| Visible Total: | $0.00 | |||||
COGS = Beginning Inventory + Inventory Purchases - Ending Inventory
Decoupled from Operating Result: This worksheet calculates your inventory valuation and Schedule C Cost of Goods Sold reference without automatically deducting from your monthly/annual operating results, preventing duplicate cost deduction against cash expenses.
| Product Name | SKU | Category | Beginning Inv | Purchases | Ending Inv | Calculated COGS | Retail Price | Notes | Actions |
|---|---|---|---|---|---|---|---|---|---|
| Total Portfolio Values: | $0.00 | $0.00 | $0.00 | $0.00 | |||||
Mileage Deduction Reference: Tracked as an independent tax estimate and Schedule C reference. It is not deducted from cash operating expenses.
US 2026 Reference Rates: Jan 1 – Jun 30: $0.725 / mi | Jul 1 – Dec 31: $0.760 / mi. Changing the default rate does not modify past logged trips.
| Date | Destination | Business Purpose | Distance | Rate | Deduction Estimate | Notes | Actions |
|---|---|---|---|---|---|---|---|
| Cumulative Totals: | 0 mi | $0.00 | |||||
Income vs. Expense Breakdown
Monthly ComparisonExpense Allocation by Category
Share of Total CostsCategory Detail for Selected Month
Income Sources
Expense Outflows
Annual Overview ()
Consolidated 12-month performance, tax reserve estimates, and operating margins.
12-Month Revenue & Operating Result Trend ()
Visualizing seasonality, growth, and net monthly returns.
12-Month Financial Matrix
Jan - Dec Breakdown| Month | Net Revenue | Expenses | Operating Result | Margin % | Tax Reserve Est | Status |
|---|---|---|---|---|---|---|
Estimated Tax Reserve
0% ReserveIndependent reference estimate: max(0, Operating Result) × configured reserve rate. Does not dictate actual legal tax liability.
Non-Operating Fund Movements
Income by Category (Period)
Operating Expenses by Category (Period)
Tax Records & Reserve ()
Planning tax reserve estimate and discrete sales & purchase tax tracking. No statutory netting is performed.
Quarterly Estimated Tax Reserve Schedule ()
Each quarter is rounded to the cent, so quarterly totals may differ from the annual estimate by a few cents.
Discrete Tax Records & Reserve Summary
Separately tracked tax figures across sales, expenses, and fund movements without statutory netting.
Directly collected from sales you are responsible for remitting.
Platform facilitator collected & remitted (informational only; not revenue or liability).
Sales tax / VAT paid to vendors on recorded expenses.
Portion of purchase tax explicitly flagged by you as recoverable.
Payments made to tax authorities recorded in Fund Movements.
Estimated income tax reserve based on Operating Result and tax rate.
Professional Client Invoice Builder
Draft SavedCreate, customize, and print client invoices. Invoices are for billing and PDF export. To record income when paid, manually add an entry in the Income tab referencing this invoice number.
INVOICE
| Item / Service Description | Qty | Unit Price | Total |
|---|
Discount cannot exceed subtotal
Saved Invoice Drafts
Manage and switch between client invoices.
PROFIT & LOSS STATEMENT
For the Fiscal Year Ended Dec 31,
Company Name
I. Revenue
II. Operating Expenses
Prepared by Biz Dashboard App
Generated on:
Authorized Signature